DAYTON YOUNG LIFE

April 6 there will be a huge garage sale for the Dayton Young Life campers.  We are looking for donations, please let us know if you have clean, gently used items to contribute and then come by and pick up new treasures and send our group to camp.

Dayton Baptist Church, 300 Flower Lane, Dayton OR 97114 

LOW INTEREST RATES MARCH 4, 2013

This morning’s Conventional FIXED rate quotes are:

30 Year 3.75% (3.909% APR)

15 Year 3.0% (3.279% APR)



*These rates are available for an 80% LTV purchase or rate/term refinance transaction with a 740+ FICO

score and loan amount between $125,000 - $417,000 based upon a 1% Origination Fee and 45 day lock

using approved lenders and subject to loan approval.



This morning’s Government FIXED rate quotes are:

FHA 30 Year 3.25% (4.275% APR)

VA 30 Year 3.50% (3.852% APR)

USDA 30 Year 3.50% (3.842% APR)



*These rates are available with a 660 minimum fico score, based on a 1% Origination fee and 45 day lock using approved lenders and subject to loan approval

FHA CHANGES THEIR MORTGAGE INSURANCE

As of April 1, 2013 - FHA will increase its annual mortgage insurance premium (MIP) for most new mortgages 0.10 percent – which translates to 1.35% per month. The upfront premium will remain the same.


As of June 3, 2013 - FHA will also require most FHA borrowers to continue paying annual mortgage insurance premiums for the life of their mortgage loan.
*Information is subject to change by FHA without notice.